Credit inquiries, in general, do not have a significant impact on your credit score. There are two kinds of inquiries: hard and soft. A soft inquiry is when someone does a credit check on you for reasons other than giving you money. Soft inquiries occur when a utility provider evaluates whether they want a security …
Inquiries Aren’t a Major Factor in Your Credit Score Read More »
If Your Debt Has Re-Aged, There Are 5 Steps You Can Take There are various options available to you if you believe (or know for certain) that your debt has been re-aged. Understand, however, that you must always be cautious about your credit. Keep track of your credit history and obtain your free credit reports …
A credit account is a tradeline on a credit report. These tradelines are used by credit agencies to create credit reports for people. The creditor reports the following information on each tradeline: Creditor or lender’s name Partial account number Type of account Date the account was opened Date of last activity Current balance Credit limit …
What Is A CPN Credit privacy number, credit profile number, or consumer protection number are all examples of “CPN” or “CPN number.” A CPN, as you may know, is a 9-digit number that is frequently promoted as a substitute for your Social Security Number (SSN). Because SSNs are linked to a lot of personal information, …
