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Credit inquiries, in general, do not have a significant impact on your credit score. There are two kinds of inquiries: hard and soft. A soft inquiry is when someone does a credit check on you for reasons other than giving you money. Soft inquiries occur when a utility provider evaluates whether they want a security …

Inquiries Aren’t a Major Factor in Your Credit Score Read More »

If Your Debt Has Re-Aged, There Are 5 Steps You Can Take There are various options available to you if you believe (or know for certain) that your debt has been re-aged. Understand, however, that you must always be cautious about your credit. Keep track of your credit history and obtain your free credit reports …

5 Steps You Can Take if Your Debt is Re-Aged Read More »