All credit inquiries should come off your credit report after two years. If you’re not willing to wait, you may take these steps: Step 1 First, find out which credit inquiries are getting in your way by ordering all three of your credit reports. When your reports arrive, look toward the end of your credit …
Step-by-Step Procedure for Removing Hard Inquiries Read More »
Prequalification is a simple but crucial step in the loan application process for those with terrible credit. When you have low credit, getting a loan can be especially unpleasant since you probably need the money yet are more likely to be declined. Fortunately, prequalification can assist you in determining your likelihood of receiving the loan …
How To Get Prequalified For a Loan With Bad Credit Read More »
Is it feasible to obtain a loan while having no credit? Yes, you can acquire a loan with no or terrible credit, but lenders would most likely charge you a higher interest rate than if you had a credit history. Here are some possibilities to consider if you need a no-credit loan. Loans without credit …
Yes, you may acquire a loan without a job if you can show that you have another source of income, put up collateral, or locate a cosigner. Lenders won’t turn you down just because you don’t have a job, but they will need you to show that you can return the money you borrow in …
What Exactly Is a Conventional Loan? Conventional mortgages are not backed by the federal government. Qualifying for these loans is more difficult than for government loans, but they are available to a larger range of purchasers and properties. When looking for a mortgage, you’re certain to come across the terms “conventional mortgage” and “conventional loan.” …
What You Need To Know About Bankruptcy What’s up family? This is your boy Ivan Hall, the credit King. Are you thinking about filing for bankruptcy? If so, here are a few things you should understand before you take up this journey. Bankruptcy is set in place for individuals or businesses to obtain relief from …
