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What Factors Do Lenders Look At When You Apply For Credit?

As essential as your credit score is, it is not the only factor lenders check when examining your loan, credit card, or mortgage application. There are several crucial aspects to consider about your creditworthiness in general that will help you comprehend the application process better. Understanding how lenders rate your creditworthiness will help you prepare …

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The Three Major Credit Bureaus Are Taking Steps To Improve Your Credit Score.

The majority of your medical debt will no longer affect your credit score as of July 1. You’ll still have to pay it back. In a news release, Michael Pieciak, commissioner of the Vermont Department of Financial Regulation, lauded the big adjustment on medical debt by the three main credit reporting companies — Equifax, Experian, …

The Three Major Credit Bureaus Are Taking Steps To Improve Your Credit Score. Read More »

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