As essential as your credit score is, it is not the only factor lenders check when examining your loan, credit card, or mortgage application. There are several crucial aspects to consider about your creditworthiness in general that will help you comprehend the application process better. Understanding how lenders rate your creditworthiness will help you prepare …
What Factors Do Lenders Look At When You Apply For Credit? Read More »
Is it feasible to obtain a loan while having no credit? Yes, you can acquire a loan with no or terrible credit, but lenders would most likely charge you a higher interest rate than if you had a credit history. Here are some possibilities to consider if you need a no-credit loan. Loans without credit …
There isn’t a foolproof solution to avoid identity theft, and monitoring systems only notify you when anything goes wrong. However, there are 11 things you can do to make it far more difficult for identity thieves to steal your identity. 1. Put Your Credit On-Hold. Freezing your credit with all three main credit agencies — …
The majority of your medical debt will no longer affect your credit score as of July 1. You’ll still have to pay it back. In a news release, Michael Pieciak, commissioner of the Vermont Department of Financial Regulation, lauded the big adjustment on medical debt by the three main credit reporting companies — Equifax, Experian, …
The Three Major Credit Bureaus Are Taking Steps To Improve Your Credit Score. Read More »
What Is A CPN Credit privacy number, credit profile number, or consumer protection number are all examples of “CPN” or “CPN number.” A CPN, as you may know, is a 9-digit number that is frequently promoted as a substitute for your Social Security Number (SSN). Because SSNs are linked to a lot of personal information, …
What You Need To Know About Bankruptcy What’s up family? This is your boy Ivan Hall, the credit King. Are you thinking about filing for bankruptcy? If so, here are a few things you should understand before you take up this journey. Bankruptcy is set in place for individuals or businesses to obtain relief from …
