To create good credit, you must be persistent and patient. Building credit takes time, and you will face a variety of challenges initially. In the realm of credit, the so-called Catch 22 is that you need excellent credit to acquire loans, but you also need loans to get good credit. This might be upsetting since …
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How Long Do Late Payments Stay on Credit Reports? A late payment can linger on your credit reports for up to seven years, and it can have an influence on your credit scores throughout that time. Late payments have the most impact when they initially show, but you may try to improve your credit while …
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4 Options for Getting a Judgment Removed From Your Credit Report You have four options for attempting to remove judgments from your credit record. We recommend that you attempt these strategies in the order that we have listed them since we have ordered them based on their efficacy. 1. Seek court approval. Your credit report …
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How To Build Credit From Scratch Hello, this is your boy Ivan Hall, the credit king. Are you trying to build credit to build good credit? You need persistence and patience. Building credit takes time, and at first, you will hit a number of obstacles. The so-called “catch-22” in the world of credit is that …
6. Open a secured credit card opening a secured credit card can help raise your credit score. This type of card involves you depositing money into a checking account to secure the line of credit the lender is extending to you. Payments come directly out of this account so you can’t miss a payment and …
9 Ways to Improve Your Credit Score- Part 1 What’s up family, this is your boy Ivan Hall, the Credit King. Today I want to share with you nine ways to increase your credit score. If a low credit score is holding you back from getting approved for loans, credit cards, or prime interest rates …
How to Get Judgments Removed from Your Credit Report What’s up family? This is your boy Ivan Hall, the Credit King, are you been sued by a creditor? Are you in fear that a creditor will try to get a judgment against you and damage your credit? Money Judgment If a creditor or collection agency …
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Credit means everything in today’s world. It affects a person’s ability to buy a car, a home, and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at …
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