hard pulls

A hard inquiry is a request for your credit to be checked, usually in order to make a decision on a loan or credit card application. It may lower your credit score by a few points, but it’s just for a short time. When you check your own credit, it’s considered a soft credit inquiry …

What Exactly Is a Hard Inquiry? Read More »

Hello, this is your boy, Ivan Hall, the Credit King. Have you ever wondered? What’s the difference between a hard pull and a soft pull on your credit? When a potential creditor checks your credit, it’s called “pulling your credit.” Two different types of credit checks can be performed: a soft inquiry or a hard …

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