finance

7 Reasons You Can Be Turned Down for an Unsecured Credit Card?

We found that bad credit is a major barrier to obtaining Unsecured Credit Cards, but there are other reasons why a credit card issuer can turn you down: Below are 7 reasons why you may get rejected from obtaining an unsecured credit card: 1. Low income: To help ensure you can pay your credit card …

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What Is the Difference Between Fintech and Banks?

The banking business has come a long way since ancient Babylonia and Assyria used grain as security for loans. Banking systems would catch us by surprise if we went back in time before technological advancements. Every day, more technological advancements emerge, resulting in new banking techniques other than traditional banks. Fintech and Fintech products are …

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The Three Major Credit Bureaus Are Taking Steps To Improve Your Credit Score.

The majority of your medical debt will no longer affect your credit score as of July 1. You’ll still have to pay it back. In a news release, Michael Pieciak, commissioner of the Vermont Department of Financial Regulation, lauded the big adjustment on medical debt by the three main credit reporting companies — Equifax, Experian, …

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5 Things a Consumer Better Know About Bad Credit Car Loans

A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at …

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