We found that bad credit is a major barrier to obtaining Unsecured Credit Cards, but there are other reasons why a credit card issuer can turn you down: Below are 7 reasons why you may get rejected from obtaining an unsecured credit card: 1. Low income: To help ensure you can pay your credit card …
7 Reasons You Can Be Turned Down for an Unsecured Credit Card? Read More »
There isn’t a foolproof solution to avoid identity theft, and monitoring systems only notify you when anything goes wrong. However, there are 11 things you can do to make it far more difficult for identity thieves to steal your identity. 1. Put Your Credit On-Hold. Freezing your credit with all three main credit agencies — …
The banking business has come a long way since ancient Babylonia and Assyria used grain as security for loans. Banking systems would catch us by surprise if we went back in time before technological advancements. Every day, more technological advancements emerge, resulting in new banking techniques other than traditional banks. Fintech and Fintech products are …
What Is the Difference Between Fintech and Banks? Read More »
The majority of your medical debt will no longer affect your credit score as of July 1. You’ll still have to pay it back. In a news release, Michael Pieciak, commissioner of the Vermont Department of Financial Regulation, lauded the big adjustment on medical debt by the three main credit reporting companies — Equifax, Experian, …
The Three Major Credit Bureaus Are Taking Steps To Improve Your Credit Score. Read More »
What is Loan Modification? A loan modification occurs when the lender agrees to change the conditions of the loan and, in effect, creates a new loan. For instance, the lender could agree to temporarily extend the loan’s terms or cut the interest rate. This option allows you to catch up on delinquent bills by lowering …
What Is A CPN Credit privacy number, credit profile number, or consumer protection number are all examples of “CPN” or “CPN number.” A CPN, as you may know, is a 9-digit number that is frequently promoted as a substitute for your Social Security Number (SSN). Because SSNs are linked to a lot of personal information, …
A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at …
5 Things a Consumer Better Know About Bad Credit Car Loans Read More »
