credit

7 Reasons You Can Be Turned Down for an Unsecured Credit Card?

We found that bad credit is a major barrier to obtaining Unsecured Credit Cards, but there are other reasons why a credit card issuer can turn you down: Below are 7 reasons why you may get rejected from obtaining an unsecured credit card: 1. Low income: To help ensure you can pay your credit card …

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Inquiries Aren’t a Major Factor in Your Credit Score

Credit inquiries, in general, do not have a significant impact on your credit score. There are two kinds of inquiries: hard and soft. A soft inquiry is when someone does a credit check on you for reasons other than giving you money. Soft inquiries occur when a utility provider evaluates whether they want a security …

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How To Get Redeemed Car Repossessions Off Your Credit Report

Even if you redeem your automobile, a repossession lowers your credit score. If you satisfy certain conditions, your lender may restore a repossessed car to you, which is known as redemption. Most creditors want full payment before returning your automobile, but others may offer you another opportunity if you catch up on your payments and …

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4 Ways To Remove a Judgment From Your Credit Report

4 Options for Getting a Judgment Removed From Your Credit Report You have four options for attempting to remove judgments from your credit record. We recommend that you attempt these strategies in the order that we have listed them since we have ordered them based on their efficacy. 1. Seek court approval. Your credit report …

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The Three Major Credit Bureaus Are Taking Steps To Improve Your Credit Score.

The majority of your medical debt will no longer affect your credit score as of July 1. You’ll still have to pay it back. In a news release, Michael Pieciak, commissioner of the Vermont Department of Financial Regulation, lauded the big adjustment on medical debt by the three main credit reporting companies — Equifax, Experian, …

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