Repairing your credit can be difficult, especially if you feel like you’re beginning from zero. Fortunately, no matter how low your initial credit score is, there are a number of basic, straightforward activities you can do to improve your credit. It is nonetheless critical to recognize that in many circumstances, there is no quick repair …
Credit inquiries, in general, do not have a significant impact on your credit score. There are two kinds of inquiries: hard and soft. A soft inquiry is when someone does a credit check on you for reasons other than giving you money. Soft inquiries occur when a utility provider evaluates whether they want a security …
Inquiries Aren’t a Major Factor in Your Credit Score Read More »
If Your Debt Has Re-Aged, There Are 5 Steps You Can Take There are various options available to you if you believe (or know for certain) that your debt has been re-aged. Understand, however, that you must always be cautious about your credit. Keep track of your credit history and obtain your free credit reports …
1. Make a polite request and take advantage of someone else’s excellent credit. If you know someone with good credit — a parent, sibling, or spouse — asking them to add you as an authorized user to one of their credit cards is a quick way to improve your credit score. When you sign on …
