credit cards

8 Things You Didn’t Know Your Credit Card Could Do.

The most fundamental function of a credit card is to allow you to make purchases with funds provided by the issuer. You borrow the amount of the purchase each time you charge. You’ll receive a statement at the end of the month for everything you purchased, with the opportunity to pay in any increment beyond …

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7 Reasons You Can Be Turned Down for an Unsecured Credit Card?

We found that bad credit is a major barrier to obtaining Unsecured Credit Cards, but there are other reasons why a credit card issuer can turn you down: Below are 7 reasons why you may get rejected from obtaining an unsecured credit card: 1. Low income: To help ensure you can pay your credit card …

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How Can You Get Out of Credit Card Debt Without Paying?

Managing credit card debt might resemble putting out a fire. As soon as you extinguish one flame, another appears. You eventually simply want to escape the fire. Many people believe that declaring bankruptcy is the best option since it allows them to avoid paying their debts. Can you actually pay off credit card debt without …

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Should You Ever Pay a Debt Collection Agency?

You want to know the truth because you’ve heard that paying a debt collection agency is never a good idea. What happens if collections are never paid? Should you pay the original creditor or the debt collector? Numerous shady strategies might be used by debt collecting firms. They could begin with obnoxious phone calls and …

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