American Express is neither a Visa nor Mastercard competitor. Three of the four largest card networks are American Express, Visa, and Mastercard, however, American Express also provides credit and issues cards directly to customers. You’ll never see an American Express Visa card or an American Express Mastercard since a credit card can’t have two networks. […]
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You’ll see references to APR on your monthly credit card statement. The annual percentage rate (APR) refers to the interest charged on a credit account. When it comes to credit cards, APRs are most commonly used when you have a balance, but other activities, such as cash advances and late payments, are also subject to
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A credit card application may not always go your way. You fill it out with the expectation of receiving a new card, only to get the terrible rejection. In these cases, calling the card issuer’s reconsideration line is your best bet. Credit card issuers will often reconsider your declined application if your phone and request
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While the average credit score in the United States is 710, this does not imply that everyone has excellent credit. If you have a low or damaged credit score (usually less than 670), it might prevent you from receiving the items you desire, such as a new automobile, a great apartment, or your dream house.
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How To Freeze Your Credit File What’s up family? This is your boy Ivan Hall the credit King, is it possible to place a credit freeze on your credit file? Credit Freeze A credit freeze protects you by blocking access to your credit reports. When someone applies for credit using your personal information, a lender
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What You Need To Know About Bankruptcy What’s up family? This is your boy Ivan Hall, the credit King. Are you thinking about filing for bankruptcy? If so, here are a few things you should understand before you take up this journey. Bankruptcy is set in place for individuals or businesses to obtain relief from
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