collections

Should You Ever Pay a Debt Collection Agency?

You want to know the truth because you’ve heard that paying a debt collection agency is never a good idea. What happens if collections are never paid? Should you pay the original creditor or the debt collector? Numerous shady strategies might be used by debt collecting firms. They could begin with obnoxious phone calls and …

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How To Write A Letter To Your Creditors Disputing Your Debt

How To Write A Letter To Your Creditors Disputing Your Debt In order to repair your credit, you will first need to know what your credit report says about you. The first step in credit repair is ordering copies of your credit reports from the three major reporting agencies: Experian, Equifax, and TransUnion. Once received, you need …

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