building credit

5 Things to Say to Overturn a Denial on a Credit Card Application

A credit card application may not always go your way. You fill it out with the expectation of receiving a new card, only to get the terrible rejection. In these cases, calling the card issuer’s reconsideration line is your best bet. Credit card issuers will often reconsider your declined application if your phone and request […]

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Reporting Your Rent Payments Can Increase Your Credit Score

Many folks who don’t have much credit history have a track record of paying their rent on time. That information, however, does not appear on their credit reports and does not assist their credit ratings. You cannot report rent payments on your own. However, rent-reporting businesses can readily update your credit reports to reflect your

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