Credit inquiries, in general, do not have a significant impact on your credit score. There are two kinds of inquiries: hard and soft. A soft inquiry is when someone does a credit check on you for reasons other than giving you money. Soft inquiries occur when a utility provider evaluates whether they want a security …
Inquiries Aren’t a Major Factor in Your Credit Score Read More »
If Your Debt Has Re-Aged, There Are 5 Steps You Can Take There are various options available to you if you believe (or know for certain) that your debt has been re-aged. Understand, however, that you must always be cautious about your credit. Keep track of your credit history and obtain your free credit reports …
How To Build Credit From Scratch Hello, this is your boy Ivan Hall, the credit king. Are you trying to build credit to build good credit? You need persistence and patience. Building credit takes time, and at first, you will hit a number of obstacles. The so-called “catch-22” in the world of credit is that …
