As a solo entrepreneur, you can receive a company credit card. Partnerships, LLCs, companies, charitable organizations, and sole proprietorships are just a few of the types of businesses that can get a business credit card. You can apply even if your single proprietorship is only doing part-time freelancing work. Your personal credit history will have …
Can You Get a Business Credit Card As a Sole Proprietor? Read More »
The banking business has come a long way since ancient Babylonia and Assyria used grain as security for loans. Banking systems would catch us by surprise if we went back in time before technological advancements. Every day, more technological advancements emerge, resulting in new banking techniques other than traditional banks. Fintech and Fintech products are …
What Is the Difference Between Fintech and Banks? Read More »
Do you doubt that you owe a debt? You have the legal right to make the debt collector show that you owe the money. The Fair Debt Collection Practices Act gives you the right to have your debt validated (FDCPA). You must file a written request to the debt collector within 30 days after being …
To start an account with a secured credit card, you must pay a cash deposit to the credit card issuer. The amount you deposit or use to “secure” the account with a secured credit card will be equal to the line of credit you obtain. In other words, a $500 deposit will get you a …
What Is A Secured Credit Card And How Does It Work? Read More »
It’s tax season, and the mailboxes are overflowing with IRS form 1099s. You probably received a 1099 if you completed a short sale, experienced a foreclosure, declared bankruptcy, or resolved your debt for less than you owed. But the tax narrative does not end there. The receipt of the form does not imply that the …
It is smart and rewarding to pay off debt, so you may be startled to see your credit score drop after making a payment. Given that credit ratings are based on a range of criteria, the decline might have occurred for a number of reasons. After paying off debt, the most frequent reasons for a …
Why Did My Credit Score Drop After Paying Off Debt? Read More »
Why Is There A Wrong Address On My Credit Report? There are a few methods that are most popular and beneficial while trying to clean up your credit. For example, most people start by ordering a free copy of their credit report to analyze and scan for errors. Once a mistake is discovered, you can …
Removing Extra Names and Addresses from Your Credit Report Read More »
623 Dispute Method Have you filed a dispute on your credit report because of an error? Was it turned down? If that’s the case, the 623 dispute approach might be ideal for you. And, if the credit bureau has already rejected your dispute, it may be your only option other than filing a federal complaint …
A credit union is an alternative to a commercial bank, and both of these alternatives have advantages and disadvantages. A credit union is distinct from a commercial bank in that it is a non-profit financial institution that provides dividends to its members. Banks, on the other hand, are profit-making enterprises that solely pay dividends to …
What Happens If I Get A Credit Card Consolidation Loan? Obtaining a credit card consolidation loan is a rather simple procedure. To pay off your credit cards, you first take out a substantial personal loan (enough to cover all of your credit card bills), which you then use to pay off your credit cards. Instead …
What Happens If I Get A Credit Card Consolidation Loan? Read More »
