Pay for Delete — Method to Remove Collection From Your Credit Report If you’re attempting to repair your credit and have some spare cash, the pay for delete method is the simplest approach to get collections removed from your credit report. For collections under $500, this is the best option. In essence, you will agree …
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A credit card application may not always go your way. You fill it out with the expectation of receiving a new card, only to get the terrible rejection. In these cases, calling the card issuer’s reconsideration line is your best bet. Credit card issuers will often reconsider your declined application if your phone and request …
5 Things to Say to Overturn a Denial on a Credit Card Application Read More »
What is Loan Modification? A loan modification occurs when the lender agrees to change the conditions of the loan and, in effect, creates a new loan. For instance, the lender could agree to temporarily extend the loan’s terms or cut the interest rate. This option allows you to catch up on delinquent bills by lowering …
Signature Loans: A Low-Interest Alternative to High-Interest Credit Cards A signature loan is a loan that does not need any security and just requires your signature as proof that you will repay the debt. The term “unsecured loan” refers to a loan that does not need security to back it up. Signature loans may assist …
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Creating a Credit Repair Strategy Before GPS, how did we go anywhere? When you’re traveling somewhere new, you need instructions to show you how to get there. The same is true for credit repair. This is most likely the first—and hopefully the last—time you’ve had to restore your credit. It’s understandable if you’re unsure of …
What’s the Difference Between Credit Reports and Credit Scores? A credit report and a credit score are two distinct products that give different information to prospective lenders; nonetheless, they are both closely connected. Credit reports are thorough records of a person’s financial activities over a long period of time, including payment activity (or lack thereof), …
What’s the Difference Between Credit Reports and Credit Scores? Read More »
The entire cost of fatalities, injuries, and property damage caused by automotive accidents in 2016 was projected to be $432.5 billion by the National Safety Council (NSC). As if getting harmed in a car accident wasn’t horrible enough, the financial consequences may be far worse. You may not only miss work (and even a salary), …
