Auto Loans & Auto Financing Information You Should Know Banks are experiencing a rise in automotive lending as a result of the recent drop in mortgage loans owing to the poor economy. The auto sector saw its best sales in 15 years in 2015, with over 17 million vehicles and light-duty trucks sold. The majority […]
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How Should You Handle Accounts That Are Past Due? Taking care of past-due bills is part of the process of repairing your credit. These overdue accounts have the most influence on your credit score since your credit history has the greatest impact on your credit score. Payment history, in fact, accounts for 35% of your
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How To Write A Letter To Your Creditors Disputing Your Debt In order to repair your credit, you will first need to know what your credit report says about you. The first step in credit repair is ordering copies of your credit reports from the three major reporting agencies: Experian, Equifax, and TransUnion. Once received, you need
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Hello, this is your boy Ivan Hall, the credit king. Nobody wants to make the decision of when to file for bankruptcy, but at some point, it may come up. Bankruptcy has a bad effect on your credit, amongst other ramifications. Your Last Resort Filing bankruptcy should only be a last resort when all other
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Hello, this is your boy Ivan Hall, the credit king. Do you know how long collections stay on your credit report? Any account that gets sent to collections will take a toll on your credit score. With that said, no derogatory mark can last forever. Most accounts and collections will stay on your creditor’s report
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How To Build Credit From Scratch Hello, this is your boy Ivan Hall, the credit king. Are you trying to build credit to build good credit? You need persistence and patience. Building credit takes time, and at first, you will hit a number of obstacles. The so-called “catch-22” in the world of credit is that
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