Three Major Credit Bureaus What up, family? This is your boy, Ivan Hall, the Credit King. You may be familiar with the three major credit bureaus; 1. Experian 2. Equifax 3. Transunion But you may not be aware that there are more credit reporting organizations that can influence your lender approval odds and interest rates. …
Hello, this is your boy Ivan Hall, the Credit King. I want to share with you this cool technique. You can use it with your American Express card, which will help you improve your utilization rate. Your utilization rate is the amount of credit you use compared to the amount of credit that you have. …
How To Use An American Express Card To Improve Your Credit Score Read More »
Hello, this is your boy, Ivan Hall, the Credit King. Have you ever wondered? What’s the difference between a hard pull and a soft pull on your credit? When a potential creditor checks your credit, it’s called “pulling your credit.” Two different types of credit checks can be performed: a soft inquiry or a hard …
This is your boy, Ivan Hall, the Credit King. Do you want to have good credit? If so, then you need to have good primary trade lines. What are the primary tradelines? You ask, A primary tradeline is a credit account that you have opened in your own name in which the creditor extends credit …
What up, family? This is your boy, Ivan Hall, the Credit King. Did you know that you can increase your credit score by watching TV? I know this sounds crazy, but it’s a fact that consumers can now include their Netflix, HBO stars, Hulu, and Disney Plus on-time payment history on their Experian Boost accounts, …
Experian Boost – How To Raise Your Credit Score By Watching TV Read More »
Many folks who don’t have much credit history have a track record of paying their rent on time. That information, however, does not appear on their credit reports and does not assist their credit ratings. You cannot report rent payments on your own. However, rent-reporting businesses can readily update your credit reports to reflect your …
Reporting Your Rent Payments Can Increase Your Credit Score Read More »
A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at …
5 Things a Consumer Better Know About Bad Credit Car Loans Read More »
Credit means everything in today’s world. It affects a person’s ability to buy a car, a home, and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at …
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People who have bad ratings are likely hoping to rebuild their credit scores. There are many different reasons for damaged credit, but there is always a way to rebound. One of the best ways to begin the rebuilding process is to open a new loan line. Fortunately, there are credit cards for bad credit. Although …
5 Things You Should Know About Credit Cards For People With Bad Credit Read More »
